Crash!

So I'm waiting in the drive-thru lane at Chick-Fil-A, and I have my windows rolled down. At the time, it seemed like a good idea - it was 80 F outside. Of course, a giant mosquito flew in and landed on the inside of my door. And of course, I'm terrified of insects (except for maybe ants). I freak out and squash it with the heel of my hand, but somehow my foot slips off the brake (and my car's not in park). As the vehicle starts rolling forward, I slam down on the wrong pedal - why do they put these two things next to each other? The truck I hit was fine, but I pushed him into a Spectra which was damaged. The drivers were fine, but both my air bags popped. My insurance covered everything, but I had changed carriers less than a week prior so they probably think I'm some sort of some scammer. Anyways, I'm driving a rental until my Maxima's back from the shop. I thought about getting insurance on the rental, but if I get in any accidents in the next few weeks then I'm just going to give up on life entirely.